Terms of Use

Website Terms and Conditions

CAUTIONARY NOTE: The information contained in this Website (“Website”) does not constitute an offer to sell or a solicitation of an offer to buy any equity or debt securities issued by the Federal Home Loan Bank of Seattle (“Seattle Bank”). The information contained in this Website is not and shall not be deemed to be part of any prospectus, or offering memorandum, notice, or circular relating to the capital stock of the Seattle Bank, debt obligations of the Seattle Bank, or consolidated debt obligations of the Federal Home Loan Banks. No user of this Web site, including, without limitation, any member of the Seattle Bank, should rely on information contained in this Website in making an investment decision, a credit decision, or calculating the timing or amount of payments on debt securities.

Your access and use of this Website, which is owned and operated by the Seattle Bank, is subject to these terms and conditions (“Terms and Conditions”) and all applicable laws. By accessing, browsing, or otherwise using the Website, you accept and agree to be bound by, without limitation or qualification, these Terms and Conditions. If you do not agree to be bound by these Terms and Conditions, please immediately exit this Website. References to “you or “your” shall relate to any party that accesses, browses, or uses the Website.

1. Purpose; User ID and Passwords. The Seattle Bank maintains the Website for your information, education, and communication, and to conduct certain banking and other transactions with an approved institution. These transactions include the use of the Seattle Bank’s Affordable Housing Program, Home$tart Program, and other products and applications. With respect to the Website, an approved institution and its employees must follow all related agreements, guides, policies, and procedures, including without limitation, the User ID and Password Controls that are established by the Seattle Bank from time to time. All User IDs and passwords are assigned to or by one or more individuals at an approved institution who have each been authorized by that institution to access information , conduct transactions, and /or engage in communications with the Seattle Bank on behalf of his or her institution. The User IDs and passwords must be kept confidential, and must not be shared with another individual, another institution, or other party. The password shall consist of 8 (eight) or more characters, containing alphabetical, numerical and special characters. The password will be changed every forty-five (45) days. The Seattle Bank reserves the right to revoke access to the Website at anytime and without notice in its sole and absolute discretion.
   
2. Limited Access License. You have a limited license to access, browse, or use the Website. Unless otherwise authorized by the Seattle Bank, you may not download (other than page caching) material displayed on the Website. Except as otherwise set forth below, you may not create links to, distribute, modify, transmit, reuse, report, or use the contents of the Website, including the text, images, audio, and video, for public or commercial purposes, without the Seattle Bank’s expressed written permission. You are granted a limited, revocable, and nonexclusive license to create a hyperlink to the homepage of the Website so long as the link does not portray the Seattle Bank or its products and services in a manner that is unacceptable to the Seattle Bank in its sole and absolute discretion. Any unauthorized use of this Website by you terminates the limited licenses that you have been given with respect to the Website. For more information on the Seattle Bank’s online security measures and requirements for accessing this Website, please see our Security Measures Disclaimer
   
   
3. Rights to Intellectual Property. The material and content accessible from this Website (the “Content”) is the proprietary information of the Seattle Bank or the party that provided the Content to the Seattle Bank, and the Seattle Bank or the party that provided the Content to the Seattle Bank retains all right, title, and interest in the Content. The copyrightable portions of the Content and other original works of authorship contained on this Website are protected by United States and international copyright laws, both as individual works and as a collectionAccordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way except as provided in these Terms and Conditions without the prior written consent of the Seattle Bank. In accessing the Content or using the Content in accordance with these Terms and Conditions, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms and Conditions or as expressly provided in the text of the Website violates the Seattle Bank’s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to or use of this Website. Trademarks, service marks, and logos (“Trademarks”) appearing on this Website are the property of the Seattle Bank or the party that provided the Trademarks to the Seattle Bank. The Seattle Bank and any party that provided Trademarks to the Seattle Bank retain all rights with respect to any of their respective Trademarks appearing on this Site, and nothing contained on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Website without the written permission of the Seattle Bank or such third-party owner.
   
   
4. Accuracy; Updating. You understand that the Seattle Bank cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this Website for the reconstruction of any lost data. The Seattle Bank does not assume any responsibility or risk for your use of this Website. While the Seattle Bank uses reasonable efforts to include accurate and up-to-date information on the Website, the Content is not necessarily complete and up-to-date and the Seattle Bank makes no warranties or representations as to its accuracy. Investors, borrowers, and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own professional judgment. Information obtained by using this Website is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals. The Seattle Bank assumes no liability or responsibility for any errors or omissions in the Content on the Web site. All of the information in this Website, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this Website, and the Seattle Bank does not undertake any obligation to update such information after it is posted or to remove such information from this Website if it is not, or is no longer, accurate or complete. Changes may be made at any time to the Website and the information herein without prior notice.
   
   
5. No Warranties or Damages. YOUR USE OF THIS Website IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. THE SEATTLE BANK DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. THE SEATTLE BANK DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS Website WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS Website OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE SEATTLE BANK DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE, OR THE RESULT OF USE, OF THE CONTENT IN TERMS OF ACCURACY, RELIABILITY, OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND THE SEATTLE BANK MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT THE SEATTLE BANK, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS Website OR ITS CONTENT. THE SEATTLE BANK MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
   
   
6. Limitation On Liability. THE SEATTLE BANK, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF THE SEATTLE BANK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF THE SEATTLE BANK AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO THE SEATTLE BANK FOR THE APPLICABLE CONTENT OR SERVICE OUT OF WHICH LIABILITY AROSE.
   
   
7. Links. The Seattle Bank may establish links between the Website and one or more other Websites operated by third parties (“Third-Party Sites”). The Seattle Bank has no control over any such Third-Party Sites and is not responsible for the contents of any off-site pages or any Third-Party Sites linked to the Seattle Bank Website. The existence of any links to the Website whether created with or without the approval of the Seattle Bank shall not constitute an endorsement by the Seattle Bank of such other Third-Party Sites, their contents, or their operators. Your linking to any other off-site pages or other Third-Party Sites is at your own risk.
   
   
8. Use of Site Information. All users of this Website agree that the information contained in this Website: (a) does not represent investment, legal, accounting, tax, or other professional advice and will not be relied on for such purposes; (b) does not constitute an offer to extend credit, or an offer to provide a grant or subsidy; and (c) does not constitute an offer to sell or a solicitation of an offer to buy any equity or debt securities of the Seattle Bank, and will not be relied upon in making an investment decision, a credit decision, or calculating the timing or amount of payments on debt securities.
   
   
9. Internet and Email Security. Please be advised that much of the Internet is not a secure medium and privacy cannot be assured. Except where expressly indicated otherwise, transmissions to and from the Website or directed to the Seattle Bank, including emails, are not sent in a secure form and neither the Seattle Bank nor its affiliates will be responsible for any damages you may suffer if you transmit confidential or sensitive information to us through non-secure channels. Furthermore, emails that are not sent through secure channels may be intercepted by third parties and may not be immediately received by the appropriate business unit at the Seattle Bank. Please do not use email to send us communications that contain confidential information, that we require to be in writing (unless we have previously agreed to communicate or conduct business with you electronically), or that needs our immediate attention.
   For additional information on the Seattle Bank’s digital privacy practices, please see our Privacy Statement.
   
   
10. Scope. Unless otherwise specified, the materials in the Website are presented for the purpose of facilitating the use of and for otherwise promoting the financial products and services that the Seattle Bank provides to its members and customers. This Website is controlled and operated by the Seattle Bank from its offices within the City of Seattle, State of Washington, United States of America. The Seattle Bank makes no representation that materials in the Website are appropriate or available at locations outside of District Twelve of the Federal Home Loan Bank System. Those who choose to access this Website from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. Software from this Website is further subject to United States export controls. No software from this Website may be downloaded or otherwise exported or re-exported unless permitted by United States laws and regulations.
    
    
11. Governing Law. These Terms and Conditions, all Content, and your use of this Website are governed by and shall be construed in accordance with the laws of the State of Washington and of the United States. The venue for any matter relating to or arising from this Website shall be in a state or federal court of competent jurisdiction in the State of Washington.
    
    
12. To the extent any portion of these Terms and Conditions is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms and Conditions, as so modified, shall remain in force and effect.

Revisions to Terms and Conditions. The Seattle Bank may, at any time and without prior notice, revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should, therefore, periodically visit this page to review the then current Terms and Conditions to which you are bound.

Last updated: February 28, 2008