Events

    Understanding Balance Sheet Option Risks and Returns
    A complimentary Web seminar for Seattle Bank members.

    Feel like you’re running out of options?
    We think we can help.

    View our Web seminar archive, “Understanding Balance Sheet Option Risks and Returns” to gain a better understanding of your balance sheet options. Join Ray Chandonnet, principal, Sandler O’Neill Partners L.P., and the Seattle Bank’s Business Development team for information regarding these and other pertinent topics:

    • How to identify the options on your balance sheet. If your financial institution holds pre-payable loans, callable agency securities, mortgages, or even deposits, you have options!
    • How to measure optionality, including “option-adjusted spreads.”
    • Understanding which of the options on your balance sheet you own, and which options your customers or counterparties own.
    • How to limit your balance sheet risk and preserve the benefits of a low interest-rate environment.
    • The benefits of purchasing options as contractual features (HINT: reducing exposure to changing interest rates, repositioning your balance sheet and, increasing interest margins).

    Remember: Failing to understand your options is not an option!

    Ray Chandonnet is a Principal at Sandler O’Neill & Partners, L.P. where he is responsible for bank balance sheet strategy, with a particular focus on funding and interest rate risk hedging using derivatives. Prior to joining Sandler O’Neill, he was head of bank strategy for JPMorgan Securities for two years, and head of the Bank Specialist Group at Lehman Brothers for almost five years. Ray’s background also includes four years as head of bank strategies for First Union Capital Markets (now Wachovia), four years as a bank strategist at the Federal Home Loan Bank of Boston, and five years as the asset/liability and financial analyst for a small community bank in the Boston area. Mr. Chandonnet is a frequent publisher and speaker on a wide range of issues related to bank financial management. He holds a Master’s Degree in finance from Bentley College Graduate School of Business in Waltham, Massachusetts, and a Bachelor’s Degree in Computer Science from Merrimack College in North Andover, Massachusetts.

    WHO SHOULD VIEW THIS ARCHIVED WEB SEMINAR
    This Web Seminar is designed for Seattle Bank member CEOs and CFOs.

    View archived presentation (with audio)
    View and print presentation slides (pdf)

    Please contact Erin Eiseman (206.340.2380) with any questions.