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November 2005
 
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Risk-Scoring Your Commercial Underwriting—From a Director's Point of View

Out with the Old, In with the New: Funding Strategies for a Flat Yield Curve

Seattle Bank Yield Curve Optimal Points Analysis

Select Forecasts of Key Economic Statistics

Commentary


Resources
Events
Archive
Contacts

Select Forecasts of Key Economic Statistics

Quarterly Estimates
 
Est. 4Q 05/1Q 06 GDP % Change
Est. 4Q 05/1Q 06 Unemployment Rate %
Est. Fed Funds Rate 12.31.05/6.30.06
Est. 10-Year Treasury 12.31.05/6.30.06
Next Release Date
11/30/2005
12/2/2005
-
-
ABN Amro - S. Ricchiuto
2.8/3.6
4.1/4.9
4.25/5.00
4.50/4.60
Argus Research - R. Yamarone
3.4/3.5
5.0/5.0
4.25/5.25
4.70/5.50
Barclays Capital - D. Maki
3.5/3.5
4.9/4.8
4.25/4.75
4.50/4.55
Cantor Fitzgerald - J. Herrmann
3.3/2.1
5.1/5.0
4.25/4.75
4.65/4.91
CIBC World Mkts.- A. Shenfeld
3.5/3.2
5.1/5.1
4.25/4.25
4.60/4.55
Conference Board - K. Goldstein
2.2/1.5
5.2/5.2
4.25/4.50
4.60/4.70
CSFB - N. Soss
3.7/3.7
5.0/5.0
4.25/5.00
4.50/4.90
Countrywide Sec. - E. Green
3.7/3.8
5.0/4.9
4.25/4.50
4.70/4.80
Goldman Sachs - E. McKelvey
3.5/3.5
5.0/4.9
4.25/5.00
4.40/5.00
J.P. Morgan - B. Baldino
3.5/3.0
5.1/5.0
4.25/5.00
4.85/5.35
MFR - J. Shapiro
3.6/3.1
5.0/4.9
4.25/5.00
4.65/5.25
Morgan Stanley - R. Berner
3.7/2.6
5.0/4.9
4.25/4.75
4.65/4.90
UBS Warbug - J. O'Sullivan
3.6/3.0
4.9/4.8
4.25/4.50
5.00/4.80
Averages
Previous Month Averages
3.0/3.4
5.0/5.0
4.21/4.65
4.53/4.85
 
Monthly Estimates
 
Est. 11/05 University of Michigan Confidence Index
Est. 10/05 Producer Price Index
Est. 10/05 Retail Sales
Est. 10/05 Housing Starts
Next Release Date
11/14/2005
11/15/2005
11/15/2005
11/17/2005
Banc America Securities
75.0

0.3

-0.7
2,060
Cantor Fitzgerald
76.5
0.0
-0.6
2,050
Citigroup
71.5
0.6
n/a
n/a
CSFB
80.0
-0.3
-0.7
2,150
JP Morgan
76.0
-0.1
-0.6
2,005
Lehman Brothers
75.0
-0.1
-0.8
2,000
Merrill Lynch
75.2
0.1
-1.0
2,060
Morgan Stanley
n/a
0.1
-0.5
2,050
Morgan Keegan
n/a
0.1
-0.1
2,128
Averages
75.6
0.1
-0.6
2,063

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