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December 2005
 
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Achieving High Performance in a Declining Margin Industry: Are Your Strategic Ducks in a Row for 2006?

Are HSAs a New Big Thing?

Seattle Bank Yield Curve Optimal Points Analysis

Select Forecasts of Key Economic Statistics

Commentary


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Select Forecasts of Key Economic Statistics

Quarterly Estimates
 
Est. 1Q/2Q 2006 GDP % Change
Est. 1Q/2Q 2006 Unemployment Rate %
Est. Fed Funds Rate 6.30.06/12.31.06
Est. 10-Year Treasury 6.30.06/12.31.06
Next Release Date
12/21/2005
1/6/2006
-
-
ABN Amro - S. Ricchiuto
3.90/3.40
4.90/4.80
4.75/5.00
4.85/4.80
Argus Research - R. Yamarone
3.50/2.80
4.90/4.80
5.25/5.50
5.35/5.95
Barclays Capital - D. Maki
3.50/3.00
4.90/4.80
4.75/4.75
4.55/4.95
Bank of America - P. Kretzmer
4.20/4.00
4.90/4.90
n/a
4.90/5.00
Claymore Investments - B. Wesbury
4.50/4.10
4.90/4.80
5.00/5.00
5.50/5.55
Conference Board - K. Goldstein
2.20/3.20
5.20/5.20
4.50/4.50
4.65/4.70
CSFB - N. Soss
3.70/3.70
5.00/5.00
5.00/5.00
5.20/4.80
Goldman Sachs - E. McKelvey
3.50/4.00
4.90/4.60
5.00/5.00
5.00/4.70
J.P. Morgan - B. Baldino
3.50/4.00
5.00/4.80
4.50/4.50
5.20/5.20
Lehman Brothers - J. Abate
3.50/3.00
4.90/4.80
5.00/5.00
5.00/4.90
MFR - J. Shapiro
4.40/3.30
4.90/4.80
5.00/5.00
5.25/5.00
Morgan Stanley - R. Berner
3.80/3.40
4.90/4.90
4.75/5.00
4.90/5.25
Wells Fargo - S. Anderson
3.50/3.70
5.00/4.90
5.00/5.00
5.30/5.10
Averages
3.67/3.51
4.95/4.86
4.88/4.93
5.05/5.07
Previous Month Averages
3.40/n/a
5.00/n/a
4.65/n/a
4.85/n/a
 
Monthly Estimates
 
Est. 11/05 Producer Price Index
Est. 11/05 Housing Starts
Est. 11/05 Leading Indicators
Est. 11/05 Personal Income
Next Release Date
12/20/2005
12/20/2005
12/22/2005
12/23/2005
Banc America Securities
-0.4

2,060

0.3
0.3
Cantor Fitzgerald
-0.4
2,081
0.4
0.3
Citigroup
0.2
2,080
n/a
n/a
Claymore Investments
-0.2
2,015
0.1
0.5
CSFB
-0.5
2,050
0.3
0.3
JP Morgan
-0.2
1,990
0.4
0.4
Lehman Brothers
-0.1
2,000
n/a
0.4
Merrill Lynch
-0.6
2,050
0.5
0.2
Morgan Stanley
0.1
2,000
0.5
n/a
Morgan Keegan
-0.7
1,961
0.1
0.4
Averages
-0.3
2,029
0.3
0.4

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