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January 2006
 
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Loan Officer Retention: A Training Approach

Standby Letters of Credit: Efficient, Low-Cost, Payment Guarantees for Multiple Funding Needs

Seattle Bank Yield Curve Optimal Points Analysis

Select Forecasts of Key Economic Statistics

Commentary


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Select Forecasts of Key Economic Statistics

Quarterly Estimates
 
Est. 1Q/2Q 2006 GDP % Change
Est. 1Q/2Q 2006 Unemployment Rate %
Est. Fed Funds Rate 6.30.06/12.31.06
Est. 10-Year Treasury 6.30.06/12.31.06
Next Release Date
1/27/2006
2/2/2006
-
-
ABN Amro - S. Ricchiuto
3.70/3.40
4.90/4.80
5.00/5.00
4.85/4.80
Argus Research - R. Yamarone
4.20/3.90
5.00/4.90
4.25/5.50
5.85/5.95
Barclays Capital - D. Maki
3.50/3.00
4.90/4.80
4.75/4.75
4.55/4.95
Claymore Investments - B. Wesbury
4.50/4.10
4.90/4.80
5.00/5.00
5.50/6.00
Conference Board - K. Goldstein
2.20/3.20
5.20/5.20
4.50/4.50
4.60/4.80
CSFB - N. Soss
3.70/3.70
4.90/4.80
5.00/5.00
4.50/4.75
J.P. Morgan - B. Baldino
3.50/4.00
5.00/4.80
5.00/5.00
5.35/5.50
Lehman Brothers - J. Abate
4.00/3.20
4.90/4.80
5.00/5.00
5.00/5.00
Merrill Lynch - D. Rosenberg
2.70/2.00
5.10/5.30
4.50/3.50
4.25/4.00
MFR - J. Shapiro
4.10/3.30
4.90/4.80
5.00/5.00
4.90/5.25
Northern Trust - P. Kasriel
3.30/3.30
5.10/5.10
4.50/4.00
4.55/4.05
Wells Fargo - S. Anderson
3.10/3.20
5.10/5.10
4.50/4.75
4.60/4.70
Averages
3.54/3.36
4.99/4.93
4.75/4.75
4.79/4.98
Previous Month Averages
3.67/3.51
4.95/4.86
4.88/4.93
5.05/5.07
 
Monthly Estimates
 
Est. 12/05 Consumer Price Index
Est. 12/05 Housing Starts
Est. 1/06 University of Michigan Confidence
Est. 12/05 Leading Indicators
Next Release Date
1/18/2006
1/19/2006
1/20/2006
1/23/2006
ABN Amro
0.3
2,080
n/a
n/a
Banc America Securities
0.1

2,030

93.0
0.1
Cantor Fitzgerald
0.3
2,000
93.1
0.3
Citigroup
0.1
2,000
95.0
n/a
Claymore Investments
0.5
2,100
n/a
0.1
CSFB
0.2
2,000
92.0
0.1
Goldman Sachs
0.2
2,016
n/a
n/a
JP Morgan
0.3
2,000
91.5
0.3
Lehman Brothers
0.1
2,050
93.0
n/a
Merrill Lynch
0.0
2,040
92.5
0.1
MFR
0.2
2,100
n/a
n/a
Morgan Stanley
0.1
2,020
n/a
0.2
Morgan Keegan
0.2
2,083
n/a
0.2
Averages
0.2
2,040
92.9
0.2

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