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Q4 2007
 
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Economic Value of Equity: The Essentials

Finding a Floor for a Safe Landing: A Case Study

It's Still Not Too Late for a Flu Shot, But Don't Wait Too Long!

Seattle Bank Yield Curve Optimal Points Analysis

Select Forecasts of Key Economic Statistics

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Economic Value of Equity: The Essentials

by Randy Payant, Principal, WRPConsulting

With global capital flows seizing up and mortgage markets experiencing a liquidity crisis, bankers in the U.S. and Europe are relearning that value does matter. Crisis-laden headlines shout, “VALUE DECLINES BRING FINANCIAL CARNAGE TO...” Values can become illusive when seemingly routine market functions grind to a halt. Present-day complex accounting rules compromise confidence about values by allowing for their sometimes-fictional use in financial statements. Yet to what value are we referring? More >





Finding a Floor for a Safe Landing: A Case Study

Earlier this year, when the implied forward markets were starting to point toward lower interest rates, it became increasingly important to hedge your bets, particularly if your institution supported asset-sensitive characteristics. Central Pacific Financial Corp. is one Seattle Bank member that took careful stock of the situation and timely advantage of available tools to ensure its ability to deliver value to its shareholders over the long term. More >

  It's Still Not Too Late for a Flu Shot, But Don't Wait Too Long!

In most years, flu season doesn't peak until February, and higher-than-usual flu rates may even persist well into May. It is always a good strategy to get your vaccination as early as possible to avoid illness, but getting one late—as opposed to never—still has benefits. The same idea can apply to your balance sheet. More >


 
 



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