Selling Problem Loans: Cash for Clunkers

by Jeffrey E. Smith, Partner
Bricker & Ecker LLP

As financial institutions look for opportunities to free themselves from the ongoing financial, managerial, and regulatory burdens of problem loans, selling the problem assets can be an attractive solution. On close examination, however, the terms of the sales of these assets may or may not be advantageous to the selling institution. Read More

The Silver Lining in Housing Foreclosures

by Dan Peterson, Executive Director
Utah Center for Affordable Housing

Rapid house price appreciation over the not-so-distant past has created barriers for individuals and families seeking affordable housing. Few lenders want to dwell further on what precipitated the fall of housing prices, but the problem we now face is clear: financial institutions in most markets are struggling to deal with an increasing volume of foreclosures. Read More